Savings and Debt

Credit cards are evil things. they make a person happy and satisfied for the moment while their buying what they wanted in their dreams, but when that bill comes i smacks you a across the face and takes you out of the dreamland you were in. Most people get into financial debt just becuase of credit cards because credit cards include interest rates which adds additional stress to a situation with finical debt. When i read this article i wasn't surprised because even my mother nags to me that she does not have money because all her salary goes to paying of Debts.